Auto Insurance

 

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or another covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with us to determine the best coverage for you.

 
 
 

Insurance for cars, trucks, boats, and more

Barr Insurance can insure your motorcycle, classic car, motor home and RV, boat and jet ski, and ATV too. Contact us more information.

Georgia, California, and Florida — How much auto insurance is right for you?

Based in Georgia, California, and Florida, our team of independent insurance agents understands the auto insurance needs of our customers.

Car insurance requirements vary by state. In some states, to drive you must carry:

  • Liability coverage — to pay for losses you cause others

  • No-fault coverage — to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault

  • Both liability and no-fault coverage

We write insurance in Georgia, California, and Florida and would be happy to help you ensure you have the right coverage for where you live.

Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance that covers damage to your vehicle. These types of coverages include:

  • Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

  • Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed.

 
 

Who We Are

Barr Insurance Agency started in 1987 in Duluth, Georgia focused on selling auto insurance.

As an independent agency, over the years we’ve uniquely positioned ourselves to help you best by bringing top-name brands like Allstate, Safeco, Travelers, Progressive, Mercury, Infinity, MetLife, National General, and others together for you.

We listen to you and offer the right type of car insurance with the best carrier for you.

If you’re ready to save money on your auto insurance, get in touch with us today. We’re ready to work with you.