Why Choose an Independent Insurance Agent

Independent insurance agents compare policies from multiple carriers to find the best coverage and price. Unlike captive agents, we offer more choices, personalized advice, and help with bundling home & auto—so you can choose with confidence.

When it comes to protecting your home, car, and family, one size does not fit all. As an independent insurance agency, Barr Insurance Agency partners with multiple top‑rated carriers to compare coverage and rates side‑by‑side—so you get the right protection at the right price.

We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change.

  • We are your consultants, working with you as you determine your needs.

  • We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.

  • We offer one-stop shopping for a full range of products, including auto, home, renters, business, life insurance, and more.

  • We can periodically review your coverage to keep up with your changing insurance needs.

  • We are committed to customer satisfaction – it’s the key to our livelihood.

  • We treat you like a person, not a number.

  • We are licensed professionals with strong customer and community ties.

There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, please contact us today, we’re here to help you.

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FAQs

Mercury Insurance logo with a red stylized 'M' and black text on a white background.
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Logo for Orion 180 with the slogan "Expect MORE."
Root Insurance logo on a white circular background.
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Kemper logo with blue text and a small red accent on the letter K.
Travelers insurance logo with the word 'TRAVELERS' in black and a red umbrella replacing the letter 'J'.
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What is an independent insurance agent?

Independent agents work with multiple insurance companies, not just one. That lets us compare options to find the best coverage, price, and fit for you.

How is a captive agent different?

Captive agents represent only one insurer. Independent agents partner with several carriers, so we can shop and compare to help you get the right value.

What information do I need to start a quote?

Click Start My Quote, enter your details, and we’ll compare rates and coverage.

Do independent agents cost more?

No. Our compensation is built into the policy by the carrier, and you don’t pay extra for using an independent agent. In many cases, we save you money by comparing quotes and bundling home & auto.

Can you compare quotes from multiple companies?

Yes. We’ll gather your details once, then shop your rates and coverage from multiple top-rated insurers.

Can you help me bundle home & auto?

Yes—bundling often reduces your overall premium and simplifies billing, but not always. We look at all scenarios to see how to help you best - including “unbundling.”

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